Net proceeds
Check what the business would receive after any upfront deductions.
Business financing referrals · Independent retailers
Business funding for store purchases and improvements.
Stock, fixtures and checkout equipment have to be paid for on different schedules. Outline what the shop needs to buy and when those purchases are expected to become sales.
Independent retailers · funding preparation
The budget behind the request
A stocked shelf is not yet a customer receipt. Keep slow-moving stock, markdowns and normal operating bills visible when comparing a financing offer with the buying plan.
Before you decide
When reviewing a provider offer
Total obligation
Ask for the complete amount payable, including charges and fees.
Payment dates
Compare the payment frequency with the dates the business normally receives cash.
Possible uses
Business expenses to describe
Seasonal inventory
A seasonal range often arrives before its main selling period. Use past sell-through and supplier deadlines to define the order rather than relying only on the available discount.
Store improvements
Shelving, display units and lighting can be changed during quieter trading periods. Include installation and the cost of keeping merchandise secure while work takes place.
Point-of-sale equipment
Terminals, scanners and stock-control tools may involve setup and monthly service charges. Separate the initial hardware expense from ongoing processing or software costs.
Before you begin
Application preparation
Have current revenue figures and operating history nearby before starting the form.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
How it works
The application process
Define the request
Enter the amount, intended business use and the date the expense needs to be covered.
Describe the business
Provide your revenue range, operating history, industry and approximate personal credit range.
Check and submit
Review the answers and consent details, confirm your mobile number and submit the completed application.
A few things to know
About this referral service
Information sharing and referral payments
We sell application and contact details to up to five funding partners, who may contact you about financing. We receive payment for referrals whether or not funding is provided; there is no application fee for this service.
Approval and available terms
An application is a request for consideration, not a financing approval. Each provider decides eligibility, any available amount and the terms it is willing to offer.
Provider timing
The date selected in the form describes your need, not a promised funding date. Provider checks, documents and the agreement determine the actual timetable.
Contact consent and mobile verification
Read the Terms, Privacy Policy and contact consent before submitting. Mobile verification confirms access to the number entered and is separate from agreeing to calls or texts.
Make a beginning
Start with your business funding request
Use the business expense and payment schedule you have prepared to begin the funding application.